有
yǒu
Expressing possession with "you"
有 is "to have" — a full verb, so it needs no other verb around it.
Subj. + 有 + Obj.
How it works
我有钱, 他有两个孩子. 有 is the verb of the sentence; adding 是 is wrong.
Its negation is irregular: always 没有, never 不有.
有 also does existential duty — "there is" — which is the next point.
Examples
wǒ yǒu qián
我有钱。
I have money.
tā yǒu liǎng gè hái zi
他有两个孩子。
He has two children.
nǐ yǒu shí jiān ma?
你有时间吗？
Do you have time?